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INTERNET FINANCE GROUP LLC (hereinafter referred to as the “Company”) reserves the right to change the content and/or structure of the website at any time and without prior notice.
The website is intended for users aged 18 and over. Any visitor or user fully assumes all risks of any damage to technical equipment and software used to access the Website.
Through this Agreement, the Company sets the rules for Website users and reserves the right to require visitors and users to comply with these rules. Lack of knowledge of the provisions set out in the Agreement does not exempt from the obligation to comply with them.
No information on this website relating to the Company should be considered as an offer. This website does not contain any advice or recommendations for decision-making.
By using the Website, you confirm that you accept these Terms and agree to abide by them. If you do not agree to these Terms, please close the site and refrain from using our services.
The Company is not a lender or a financial services provider. Therefore, we will never offer you financing directly from our company. We provide an online service for reviewing and selecting loan offers. We will match loan offers available in the financial services market to your request.
By submitting an application on our website, you agree that the Company will forward your application to Financial Service Providers online.
In real time, we will provide your application to one or more Lenders or Financial Service Providers until one of them accepts your application or until all Lenders and Providers decline it.
If a Lender or Financial Service Provider approves your application, you will be redirected to the lender’s or provider’s website. (If a financial institution or provider does not have an online presence, we will provide you with their contact details.)
Given the above, the Company cannot be held liable for any losses incurred by the user of the site.
It is prohibited to reproduce, distribute, or publish in any form the content of materials presented on this website by any person without the written consent of the Company.
The Company does not guarantee that the information appearing on this website is error-free, although we make every effort to provide up-to-date and accurate information.
Since we will never offer you loans or financial services directly from our Company, any representative examples of rates displayed on the websites of Lenders or Financial Service Providers are completely beyond our control. Moreover, the decision to grant any loan is made solely by the Lender or Financial Service Provider, and we have no control or influence over whether you are approved or declined for credit.
The Lender or Financial Service Provider will evaluate your history before making any decision or extending any offer. This may or may not include a full assessment of your past and current credit history.
Anyone wishing to obtain information about the Company’s services presented on the website is invited to contact us at gdpr@ify.credit for details.
The Company bears no legal responsibility for any direct or indirect losses incurred by the user of the site as a result of incorrect information. Information may be changed at any time, and no guarantees can be provided as to the accuracy, completeness, or timeliness of the information presented.
The Company cannot guarantee or control the timeliness and accuracy of information appearing on third-party websites linked to from the Company’s website.
You may use our website only for lawful purposes. You are prohibited from using our website:
- In any way that violates local, national, or international laws or regulations;
- In any fraudulent or unlawful way or for any fraudulent or unlawful purpose or effect;
- To send or upload any defamatory, offensive, or obscene material;
- To transmit or upload any computer viruses, malware, or anything else intended to interfere with, disrupt, or impair the normal operation of a computer.
We may contact you by phone, SMS, email, and/or automated messages to provide notifications about your application, information, and/or services that may interest you.
The rights and obligations of website users, as well as those of the Company provided in this document, shall be interpreted and governed in accordance with the laws of Romania.
If you have any questions, please contact us by email at gdpr@ify.credit.
By continuing to browse this site, the user clearly understands and accepts the Terms and Conditions set out above.
In addition to the text of these Terms, the rules for using the Website are also determined by other guiding documents of the Company, in particular: