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COOKIE POLICY

This Policy comes into effect upon its publication on the website. INTERNET FINANCE GROUP LLC (https://ify.credit/) (hereinafter referred to as “we” or “our”) uses cookies and similar tracking technologies on https://ify.credit/ (hereinafter the “Website”). This Policy explains what cookies are, how we use them, what types of cookies may be used on the Website, as well as your right to refuse cookies. Please read this Policy together with our Privacy Policy and User Agreement, which contain additional information about how we use your personal data and your rights in this area.
Unless we explicitly request your consent, by accessing and using the Website you agree to the use of cookies as described in this Policy.
If you do not agree with this Policy, you must immediately stop accessing the Website and using its features.
This Policy does not apply to services offered by other companies or on other websites linked to on the Website.

What are cookies?

Cookies are small pieces of data sent by a server to a user’s web browser. They are used for analytics, performance, and advertising purposes. A cookie is stored in your browser and allows the Website or a third party to recognize you, simplify future visits, and make the Website more useful for you. We do not control how third-party cookies are used and recommend checking third-party websites for more information on their cookie usage.
Other similar technologies exist, such as pixel tags, web beacons, and other files and technologies that may perform the same functions as cookies.
Web beacons are small graphic files linked to our servers that allow us to track your use of the Website and related features. Cookies and web beacons help us serve you better, more efficiently, and personalize your experience on the Website.
In this Policy, we use the term “cookies” to collectively refer to cookies and all similar technologies. Cookies may be “persistent” or “session” cookies.
A session cookie is deleted when you close your browser.
A persistent cookie remains stored for varying periods, typically until deleted.

How do we use cookies?

When you use and access the Website, we may place several cookies in your browser.
We use (or may use) cookies to identify returning visitors, track the type of content and websites users refer to, measure how long users spend on different parts of the Website, identify which features are used, determine the country users are located in, and analyze how they interact with our advertising or marketing content. We also use cookies that make browsing our Website smooth and enjoyable in our legitimate interests (Art. 6/1/f Regulation (EU) 2016/679). Non-essential cookies are not used without your consent (Art. 6/1/a Regulation (EU) 2016/679).
Data collected via cookies and other tracking technologies is generally treated as non-personal. However, since cookies collect IP addresses or similar identifiers, which may be considered personal data under local laws, we also treat cookie data with identifiers as personal information. If we combine non-personal information with personal data, the combined data will be treated as your personal information for as long as it remains combined.
We use both session and persistent cookies and employ different types of cookies to operate the Website.

What purposes do we use cookies for?

Strictly necessary cookies: Required for the Website to function. We may use them to identify users, prevent fraud, or enable Website features.
Analytical cookies: Allow us to recognize and count visitors and track how they navigate the Website, helping us improve its performance.
Functional cookies: Recognize you when you return, allowing us to personalize content, remember your preferences (e.g., language or region).
Targeting (advertising) cookies: Record your visits, pages viewed, and links clicked. This information is used to tailor the Website and its offers to your interests. We may also share this data with third parties.

What cookies do not contain?

Cookies, as standalone files, do not contain: Personal information – they cannot identify you on their own. Software code – unlike viruses, cookies are not code and cannot harm your device.

Third-party cookies

In addition to our own cookies, we may use third-party cookies to generate usage statistics and improve marketing offers.
Tracking cookies: Monitor user behavior and connect it with other metrics to better understand habits.
Optimization cookies: Track user conversions in real time across marketing channels to measure effectiveness.
Affiliate cookies: Provide our partners with conversion metrics to optimize their paid marketing efforts. When you use the Website via a mobile device (tablet, smartphone, etc.), we may collect a device identifier, which uniquely identifies your device and provides us with information about your browsing and Website use.

Google Analytics

We may use Google Analytics to collect statistical information about visitors based on browsing history. The information is aggregated and not used to track individuals.
You can opt out at: https://analytics.google.com/analytics/web/provision/#/provision (requires installing a browser add-on).
For more details, see Google’s Cookie Policy:
https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage

Facebook

We may use Facebook Pixel, a website plugin that measures ad effectiveness by understanding user actions on the Website.
To manage Facebook Pixel settings, visit:
https://www.facebook.com/ads/preferences/?entry_product=ad_settings_screen More info: https://www.facebook.com/policies/cookies

Interest-based advertising cookies

We do not control interest-based advertising cookies on our Website. We may use Google AdSense and DoubleClick, and you can manage your ad settings at: https://adssettings.google.com/ For more information or to opt out of interest-based cookies used by Digital Advertising Alliance members, visit: http://optout.aboutads.info and Network Advertising Initiative: http://www.networkadvertising.org/choices Facebook and Google Pixel-time cookies are among the most widely used third-party cookies.
These types of cookies are only placed with your consent. However, you can contest or block data collection generated by cookies and related processing by Google by downloading and installing a browser add-on.

Blocking cookies in your browser

Most browsers are set to accept cookies. If you prefer, you can configure your browser to notify you when cookies are received or refuse cookies altogether.
Please note: certain parts of our Website may not function properly if you refuse all cookies. This is not intentional but occurs because some Website features cannot operate without them.
Instructions for adjusting cookie settings can be found for: Mozilla Firefox | Internet Explorer | Google Chrome | Opera | Safari

Changes to this Policy

We may update this Cookie Policy unilaterally from time to time. By continuing to use the Website after changes are posted, you agree to the revised Policy. To see when this Policy was last updated, check the date marked “Last updated” below. If you do not agree to the changes, you must immediately stop using the Website.
By using this Website, you consent to the processing of your data in the manner and for the purposes set out above.

Contact us

If you have any questions or concerns regarding this Cookie Policy, please review our Privacy Policy and User Agreement. If you do not find an answer there, contact us at: gdpr@ify.credit

Last updated: September 1, 2025